Surrogacy in Florida – A Definitive Guide for Intended Parents

For those who can afford it, surrogacy is one of the best ways to build a family. It is an exciting, life-changing journey that rewards both the intended parents and the surrogate mother. However, navigating the surrogacy journey on your own can be challenging.

At Physician’s Surrogacy, we help aspiring parents from Florida and neighboring states to complete their families through surrogacy. Below, we have created a comprehensive guide containing all the information you need to complete a surrogacy in Florida, such as the cost, the process involved, laws, and more.

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What is Gestational Surrogacy?

Gestational surrogacy is a process where a woman (called a surrogate) agrees to carry a pregnancy and deliver a baby for another individual or couple. It is the most common type of surrogacy arrangement nowadays. In gestational surrogacy, the sperm and egg used to make the embryo are provided by the hopeful parents.

The embryo is then placed into the womb of the gestational carrier, who carries the baby to term. The intended parents take over the custody of the child once he or she is born.


What is Gestational Surrogacy?

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The Surrogacy Process


Why Consider Gestational Surrogacy

People have different reasons for using a surrogate to grow their family. Here are some reasons why hopeful parents may want to pursue surrogacy:

Women who are unable to carry a pregnancy due to uterine abnormality, repeated IVF failures, delayed parenthood etc.

Intended parents who want to avoid transferring a genetic disease to their offspring

Heterosexual couples who are finding it difficult to become pregnant

LGBTQ+ people who want to have a genetically related baby


Is Gestational Surrogacy Legal in Florida?

Yes, gestational surrogacy is allowed in the Sunshine State. Florida is one of the most surrogacy-friendly states in America, with clearly defined laws regulating the practice. The state’s surrogacy laws recognize gestational surrogacy contracts and protect the rights of all the parties involved in the process.
Plus, it’s relatively easy to establish the parentage of a child born through gestational surrogacy in Florida. Married intended parents can obtain a pre-birth parentage order declaring them the legal parents of a surrogate-born child if their genetic materials are used. However, if the parents are unmarried or don’t use their eggs and sperm, they will have to consider a post-birth adoption.


Surrogacy Cost in Florida

The average cost of surrogacy in Florida is between $90,000 and $150,000.

Note that each surrogacy journey is different, and hence, the surrogacy costs may vary based on certain factors, such as:

Since each surrogacy journey is different and surrogacy costs vary based on many factors, it is best to schedule a consultation with Physician’s Surrogacy to get all the details before getting started

Right Surrogate

Finding a Surrogate Mother

Finding the right surrogate to work with is one of the most critical parts of the surrogacy process. When you’re looking for a surrogate mother, it’s important to determine the exact things you want in a gestational carrier. This will enable you to find a suitable surrogate or know if your surrogacy agency is offering you a good fit.

Below are some criteria to consider when looking for a surrogate mother in Florida:

Is she a good legal fit?

Each state in the US has its own laws concerning surrogacy, and surrogacy requirements and regulations vary from one country to another. Hence, our legal team makes sure the surrogacy laws in the surrogate mother’s home state are in line with those of the intended parent’s home country/state.


Do the surrogate’s personality and expectations match with yours?

Intended parents and surrogates will have phone calls or physical meetings with the Physician’s Surrogacy team to determine their personality regarding surrogacy. We also consider both parties’ expectations and hopes for the surrogacy journey, including the number of embryos to transfer and the kind of communication they prefer.


Do you have the same views on pregnancy termination and selective reduction?

It is important that both parties have the same opinion regarding pregnancy termination and selective reduction. At Physician’s Surrogacy, we make sure to match intended parents with a surrogate that has the same views as them in case there’s a need to selectively reduce or terminate the surrogacy pregnancy.


Your Perfect Surro Mama is Waiting

  • Surrogate is ready to deliver twins
  • Experienced Surrogate
Surrogate women

29Years Old Experienced Surrogate

Last Delivery :


Baby Twins :

No, embryo split ok

Surrogate State :


C Section :


Relationship With IPs

Surrogate women

29Years Old Experienced Surrogate

Last Delivery :


Baby Twins :

No, embryo split ok

Surrogate State :


C Section :

Relationship With IPs

Surrogate women

31Years Old Experienced Surrogate

Last Delivery :


Baby Twins :

No, embryo split ok

Surrogate State :


C Section :


Relationship With IPs

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Why us

Why Choose Us

Current Surrogates
New Babies
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Why Us

Benefits of Pursuing Surrogacy in Florida With Us

Accelerated Timeline

With the largest surrogacy program in the US, our hopeful parents don’t have to wait a long time before beginning their journey. Our comprehensive service model also enables us to lower the average time of a surrogacy journey by 200% or even more.

Strict Surrogate Screening and Selection

Our selection standards are way stricter than the standards put out by the FDA. Before intended parents pay for the surrogate’s medical screening and travel expenses, potential surrogates are required to undergo preliminary diagnostic screening to make sure they are physically ready and committed to the process.

This often includes basic medical screening, a background check, psychological evaluation, and a medical records review by a qualified OB physician.

Physician Monitored Pregnancy

One of our doctors will monitor the surrogate mother and baby through reports and interaction with their obstetrician and IVF expert. We will then send comprehensive reports to the intended parents, who can talk to our in-house doctor directly if they have any concerns.

Clear Legal Guidelines

Both the surrogates and intended parents will have a lawyer who will represent them during contract negotiation to prevent conflicts of interest. Besides, the surrogacy contract will contain clear terms and guidelines for both the intended parents and surrogate mother.

Our independent legal counsel will also help establish the baby’s parentage and have your name included in the birth certificate.

Dedicated Personal Support

Since each party’s needs may be different, we provide intended parents and surrogates with 4 distinct support teams, who will work together to ensure a favorable outcome for everyone involved. Intended Parents and Surrogates will both have dedicated case managers to personally support them through every step of the way.


Financing Surrogacy Journey

Using personal savings can be a great option since you’re not adding debt. We recommend setting up a special account for your journey similar to how you would for college, a new home, or a vacation.
Using your 401k can be a quick and easy way to secure funds for your surrogacy journey. If you decide to go this route, make sure to factor in tax consequences and rules when making withdrawals. You can have a look at past jobs and see if there is money in a 401(k) plan that you have not “rolled over.” It is also a good idea to speak with your HR representative before considering this option.
There is an increasing number of employers who cover all or some costs of the surrogacy journey. If your employer doesn’t cover surrogacy, they may have benefits for your surrogate’s IVF. Reach out to your HR representative if your employer is one of them.

Physician’s Surrogacy is a proud partner of Carrot.

There are many organizations that want to help you build your family through surrogacy by helping to finance your journey. These organizations provide non-repayable grants for those who meet their qualifications. Below are some organizations listed, that ease the financial burden:

  • Pay it Forward Fertility Grants
  • Baby Quest Foundation
  • Tinina Q. Cade Foundation Family Building Grant
  • Family Formation Charitable Trust (AARTA)
  • Journey to Parenthood Grant
  • Life Grants
Some Intended Parents choose to make their surrogacy payments through a credit card. You can request either a personal line of credit from your bank or an increased limit on your credit cards.
This a great option if you have equity in your home or other properties. Your property secures the loan, making the interest rates more reasonable.
Many of your close friends and family would love to see you become a parent. Often parents or grandparents want to help but don’t know the best way to support you. This may be an opportunity to ask for financial support.
We have chosen to partner with CapexMD, the specialist in fertility financing. With simple, unsecured financing, CapexMD offers the most competitive funding for surrogacy and related costs in the industry


What Our Parents Are Saying

During our surrogacy journey, our embryo split resulting in twins!

Our surrogate was originally going to visit her previous OB who had delivered her children. However, Read more

My surrogate was medically cleared and completely healthy when we started our journey

My surrogate was medically cleared and completely healthy when we started our journey, but during a Read more

Our surrogate journey was relatively easy until she had unexpected bleeding and pre-term contractions

Our surrogate journey was relatively easy until she had unexpected bleeding and pre-term contraction Read more


Frequently Asked Questions