How Much Do Surrogates Make? Surrogate Mother Compensation Structure and Variable Factors

How Much Do Surrogates Make

How much do surrogate mothers make and why?

While money can not be the motivation behind becoming a Surrogate Mother, it still remains a plausible question to ask – how much do surrogates make? It’s not something that only prospective surrogates ask, but the question also comes from the Intended Parents as well.

Surrogacy is a selfless sacrifice, which can provide a lifetime of happiness for both the intended parents and the child. Because of this, we believe Surrogate Mothers should be rewarded and celebrated through generous compensation.

With Physician’s Surrogacy, first-time Surrogates make up to $60,000 plus signing bonus, and experienced/repeating Surrogates are able to make well beyond that.

Let us see how much do Surrogates get paid, what factors influence Surrogate Mother pay, and the differences in surrogacy compensation in different states.

What factors influence Surrogate compensation?

No two surrogacy journeys are the same and involve many factors that can impact the overall amount of compensation. Generally, the amount surrogate mothers get paid is calculated by a base amount plus a variable benefits package. In general, the itemized prices are paid off as followed:

Base Compensation:

As mentioned, Gestational Surrogates get paid for carrying a baby for the Intended Parents. The amount they get paid is often termed “base compensation”.

Base compensation is paid in monthly installments starting from the confirmation of pregnancy (through bHCA test). How much a Surrogate gets paid as base compensation depends on various factors such as:

  • Policies of the surrogacy agency
  • The intended parents’ budget and negotiation
  • Previous experience of being a Surrogate

In the U.S., you can make $25,000 to $60,000 on average, with a reputed surrogacy agency, as a first-time surrogate.

For many women, the base compensation helps to accomplish a financial goal or make their family’s situation economically better.

Before pregnancy:

How much do surrogates make before pregnancy
  • Signing Payment
  • Medical Screening Payment
  • Medical Clearance to Transfer
  • Paid travel expenses to IVF clinics, plus lost wages or childcare added to your base fee
  • Monthly various other expenses when you begin cycle medications added to your base fee
  • Prenatal vitamins and other health supplies
  • Extra amounts per transfer added to your base compensation

During and after pregnancy:

  • Prenatal vitamins and other health supplies
  • Base compensation, paid over 9 months
  • Monthly various other payments
  • Extra pay out for maternity clothing
  • Added package for carrying multiples
  • Housekeeping allowances during last month of pregnancy
  • Variable packages as per vaginal delivery or C-section
  • Social work support
  • Legal counsel
  • Insurance coverage if there are complications
  • Life insurance coverage

Additional payments:

  • Mock cycle (the fertility specialist may recommend a mock cycle to see how the surrogates body reacts to the medications)
  • Cancelled cycle
  • Pregnancy termination
  • Selective reduction
  • Invasive procedure
  • Reproductive organ loss
  • Weekly compensation towards bed rest (as ordered by your doctor/Ob-Gyn)

Note: We understand that packages like these may feel confusing and are not representative of every case. That’s why we developed our structure to overcome these challenges and make it easier for you to navigate. While our program includes many benefits, these are not paid as itemized payments as listed above, but instead are divided into equal, lump sum monthly payments. The variable allowances or uncertainties are included in this package.

Your previous surrogacy experience

Your experience with surrogacy also influences how much you can make. Women who have more experience with surrogacy and have proven they can carry a healthy surrogate pregnancy, frequently get paid more than Surrogates going through their first surrogate pregnancy.

State to state compensation variation

The state where surrogacy is taking place also impacts how much a Surrogate can make. In states where surrogates are in high demand (such as California), or the average cost of living is higher, surrogates get paid more. However, the amount surrogate mothers get paid in cities like Los Angeles, San Francisco, Chicago, Houston varies by about $10,000

How much do you get paid with different agencies?

As you are researching surrogacy compensation packages, you may find that many agencies have misleading advertisements when it comes to how much Surrogate mothers get paid. Some advertise high rates that are only available for experienced Surrogates.

As the leading surrogacy agency, we advise Surrogate Mothers to enquire a few questions regarding how much they get paid when choosing to work with a surrogacy agency. For example, ask:

  • The base compensation for Surrogate Mothers.
  • How much money do first-time Surrogate Mothers make with your agency?
  • Changes in Surrogate Mother compensation for repeat Surrogates.
  • The process of gestational surrogacy.
  • Are you getting paid extra for maternity clothes during your Surrogate pregnancy?

We do not advertise a higher range that is unrealistic for women becoming first-time Surrogates.

We understand the challenges and complexities in deciphering all these uncertainties, which is why we are transparent with our compensation packages, aiming to help you understand your benefits.

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How much do Surrogates make with Physician’s Surrogacy?

With other agencies, you may find the average range to be between $30,000–$45,000. While Physician’s Surrogacy compensation for gestational surrogacy may vary; it is still the highest compensation in the industry, ranging from $43,500 to $60,000 + bonuses for first-time Surrogates as seen in the table.

If your negotiated compensation is $60,000, you will get paid an allowance of 10,000 when the embryo transfer is done. The rest of the amount is paid as equally divided monthly payments.

As discussed earlier, how much a Surrogate can make depends on a few factors such as where she is located, her employment status, and past experiences.

State-wide differences are due to varying costs of living and costs related to travel for nonlocal Surrogates. For local Surrogates, travel and other expenses are fewer for the Intended Parents due to the proximity to our office location in San Diego.

Employment-based differences arise as Surrogates who are employed may be entitled to lost wages through the state. We like to also compensate for this and have decided to include a stipend for lost wages at the outset. Whether it’s needed or not, we believe the money should be made available. We leave it up to you how to best allocate those funds and should you need to file with the EDD, you still have that option.

What is considered employment?

To be considered employed, you must have a gross annual income of $15,000. Employment is verified by pay stubs and/or a tax return.

Advantages that come with our surrogate compensation

1. Surrogates get paid the highest in industry:

While other agencies pay Surrogates for different components of the procedure and the amounts are variable, Physician’s Surrogacy ensures that the Surrogate Mother gets paid the generous compensation as a whole, making the entire package the highest paying in the field.

2. Compensation security:

Physician’s Surrogacy sets and funds an escrow account for the Surrogates payment before the process starts. We also provide financial advice (such as creating custom insurance policies) for the Intended Parents, so that their financial burden can be lessened.

3. Surrogates do not bear any medical bills or travelling expenses:

Surrogates need not worry about any medical expenditures as we will take care of them. With many other agencies, you will come to learn about past surrogates and their frustrations with medical bills.

Our cost structure protects both the Surrogates and the Intended Parents and ensures that all medical fees are paid timely. Moreover, you will not incur any traveling expenses related to pregnancy or surrogacy process. All expenses such as given below are usually paid up front by us. Should the surrogate accrue any additional expenses they can submit their receipts each month by the 15th and get immediately reimbursed the week after submission

  • Travel expenses (that includes hotel and foods)
  • Over telephone counseling
  • Legal fees incurred for your independent attorney to negotiate the contract

4. Resources:

Physician’s Surrogacy offers robust maternity care and emotional support. Your personal coordinator will guide you through the process. Our in-house Ob-Gyn care (only physician managed surrogacy agency in the nation) makes sure that your health before, during and after the surrogacy journey remains at top priority and is thoroughly looked after. You will be able to speak to our previous Surrogates who can give you their personal experience about the journey.

What do Surrogates do with the money they make?

Although money isn’t the only consideration, the compensation package from surrogacy can be life-changing. It can provide real flexibility in your life. Many of our Surrogates use it as a way to stay home with their children.

Some of our Surrogates have even paid off debt or put a down payment on their dream house.

How does surrogacy work?

Surrogacy is an agreement for a woman to carry a pregnancy for another couple or individual, who will then become the legal parents. There are two types of surrogacy, traditional and gestational.

Traditional surrogacy uses the eggs of the Surrogate mother while gestational surrogacy uses the process of IVF to create an embryo. The embryo is created by using the intended father’s sperm or a sperm donor and the intended mother’s egg or an egg donor.

This means the child is not genetically related to the Surrogate mother. At Physician’s Surrogacy, we only provide the gestational surrogacy option, which is much more common in today’s time and has been used by many celebrities such as, Lucy Liu, Kim Kardashian, and Tig Notaro, just to name a few!

how does gestational surrogacy process work

How do you become a surrogate?

Simply fill out the application form first to see if you qualify to become a Gestational Surrogate. This will allow you to speak with one of our surrogacy coordinators during your interview to fully understand the journey, your compensation package, and any other questions you may have

If you have more questions regarding how much you would get paid as a first-time or repeating Surrogate or need help completing your application, use the chat option available.

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Interested in becoming a Surrogate? Check If You Qualify

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